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Is filing Chapter 7 a good idea?

You’ll hear plenty of people conclusively say: “bankruptcy is bad.” However, why? Why is the general agreement that declares bankruptcy is a bad thing? While it is true that declaring bankruptcy is evidence of difficulty with individual financial resources, that’s not the whole story. A big part of the reason people say bankruptcy is bad […]

Is it better to file a Chapter 7 or 13?

When given the option, numerous debtors choose to file Chapter 7 bankruptcy since it releases most financial obligation. However, a debtor must qualify by fulfilling an earnings limitation. A certified debtor may have financial burden discharged in exchange for quitting important nonexempt property for the trustee to offer to pay creditors. Even though the debtor […]